Finance is the way in which money is used and handled; especially : the way in which large amounts of money are used and handled by governments, organizations and companies.

: matters relating to money and how it is spent or saved.

the system of finance includes the circulation of money, the granting of credit, the making of investments, and the provision of banking facilities

: the science or study of the management of funds. The ability of being able to utilize the potential of accountability.

Finance is the allocation of assets and liabilities over time under conditions of certainty and uncertainty. 

A key point in finance is the time value of money, which states that a unit of currency today is worth more than the same unit of currency tomorrow. 

Finance aims to price assets based on their risk level, and expected rate of return. 


Finance can be broken into three different sub categories: public finance, corporate finance and personal finance.