The end of the year 2012 initiated psychological changes that introduced new changes in the realm of finance.

And thus; this has also changed and affected the management of personal finance which was designed by the western economical system of imperialism and colonialism.

More and more people are starting to change the structure of their personal finance in families and individual lives.

Research has proven that; since 2009; the people’s planning of personal finance, has dramatically changed from the state of self interest (accumulating of wealth and material things which gives pleasure to the negative trait of selfishness). 

And thus; changing selfishness into the generous act of caring about the needs of one’s community or global needs is increasing all over the world. 

When planning personal finance people are starting to consider spending money on products which promotes human health, developing of a society or community from it’s state of poverty or negative thinking. 


Statistics haven showen that more people starting to invest into philanthropic activities which has a social and cooperative responsibility. 

The more people care about each other by increasing their generosity towards the needs of their society or community, research has proven that; that kind of lifestyle eliminates, stress, fear, depression, terror, worry which leads to the cutting off of unnecessary spendings which are wasted in debts, insurance policies, material products, pharmaceutical drugs etc…


Article written by Ap Ngabo Alex for Conscious lifestyle